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Top 20 Interview Questions & Answers You Must Know

  • Tell me about yourself?

Ans: My name is (your name). I live in (your city name). There are (tell them how many members are there in your family and their profession). About my education I am an (Your education, if graduate then tell I am an Graduate or else say I am undergraduate) from (your university’s name). Coming to my experience I have started my career in (share your work experiences- Company name and designation along with the job profile also tell them how many years have you worked with them).

  • When asked about your strengths?

Ans: When I’m working on a project, I don’t want just to meet deadlines. Rather, I prefer to complete the project well ahead of schedule.

  • How you handle stress & deal with challenges?

Ans: To answer Stress- I react to situations, rather than to stress. That way, the situation is handled and doesn’t become stressful.

To answer about challenges- I feel that the best way to deal with any challenges is to meet them head on. When I found that one of my colleagues was saying things that weren’t true behind my back, I went to him and talked it through. It turned out that he had misunderstood what I had said, and I was able to set the record straight with him.

  • What have you learned from your mistakes?

Ans: I have learned to give every person a second chance, because first impressions can often be misleading.

Another answer: I think one of the most important things I’ve learned is persistence. Not to give up too soon, because the solution is probably right in front of me.

  • What you didn’t like about your previous job or your internship?

Ans: I enjoyed the people I worked with. It was a friendly and fun atmosphere and I actually enjoyed going into work each morning.

  • How do you get along with older or younger co-workers?

Ans: If your co-workers are older- There are times when I just know that a new way of doing something makes more sense to me, but, first hand, I learned that my “better way” may not be the best way to get the job done. As a consequence, I respect my older co-workers knowledge and I’ve learned how to make a suggestion at the appropriate time.

If your co-workers are younger- I quickly realized it was not my job to “parent” the younger people with whom I work; it was my job to get to know them and for us to find common ground where we could effectively work together. It took time, but the result was worth the effort.

  • What do you expect from a supervisor?

Ans: I would like to be able to go to my manager If I have an issue or idea and to be able to feel comfortable to expressing my thoughts. I would also expect my supervisor to be open and honest with me and to let me know if there is anything I could do to improve upon or do differently in my work.

  • Have you encountered any problems while internship or at previous job?

Ans: I would say that I have never really had a problem working with anyone. I try to find our common ground, and get along with everyone’s different personality.

  • Who was your best boss?

Ans: I’ve learned from each boss I’ve had. From the good ones- What to do, from the challenging ones- What not to do.

  • What is your greatest weakness?

Ans: I used to like to work on one project to its completion before starting on another, but I’ve learned to work on many projects at the same time, and I think it allows me to be more creative and effective in each one.

  • What is your greatest strength?

Ans: My greatest strength is my ability to work with many different people. I enjoy learning from everyone I meet, and in this position I believe that will enhance my ability to perform on the team.

  • How would you describe your work style?

Ans: I am very focused on my work, and consequently, am able to work quickly.

Another answer: I keep a steady pace, and check my work as I go along, to prevent mistakes from snowballing.

  • How would you describe yourself?

Ans: I’m a people person. I really enjoy meeting and working with a lot of different people.

  • What if your supervisor pressurizes you or asks you to do some extra hours?

Ans: When I need to, no problem. I realize the importance of meeting deadlines and getting work done on time.

  • What motivates you or how you motivate yourself?

Ans: I’ve always been motivated by the desire to do a good job at whatever position I’m in. I want to excel and to be successful in my job, both for my own personal satisfaction and for my employer.

  • What are you passionate about?

Ans: One of my greatest passion is helping others. When I was younger. I’ve enjoyed helping mom with household repairs. As I grew older, that habit grew and I desired to help others as well. I like helping people find solutions that meet their specific needs.

  • What do people most often criticize about you?

Ans: There’s no on-going criticism. I’m open to personal and professional growth and welcome the opportunity to improve.

  • When was the last time you were angry? How do you control your anger?

Ans: Anger to me means loss of control. I do not lose control. When I get stressed, I step back, take a deep breath, thoughtfully think through the situation and then begin to formulate a plan of action.

  • What type of work environment do you prefer?

Ans: I can be flexible when it comes to my work environment.

  • What is Success for you?

Ans: To me, success is when I am performing well and satisfied with my position, knowing that my work is adding value to my company but also to my overall life and the lives of other people.

Another answer: I evaluate success based on outcomes. It’s not always the path you take to achieve success that matters. Rather, it’s quantifiable results.

 

  • How can you give better customer service experience to the customers?

Ans: Good customer service means having thorough knowledge of your inventory, experience with your products, and being able to help customers make the best choices for them.

  • If given an opportunity, for how long will you be employed here?

Ans: I believe that this company has the capacity to offer me a rich and satisfying career and I would like to remain employed here for as long as I am having a positive impact.

At the end of the interview, ask a clean-up question:

 

  • Do you have any other questions about my background?
  • Do you have any concerns about my background that I could address now?

Leave the cabin with a smile and Thank you irrespective of the results.

Servengers India

Basics of Insurance | What, How & Where to buy one?

 

What is Insurance?

It’s a contract between the consumer (Policy Holder) and the Insurer (Insurance Company), wherein Insurer guarantees your protection from the uncertain events like financial loss, damage, illness or death in return for payment of monthly, quarterly or annual premiums.

Types of Insurances:

 

Life Insurance:

  • Term Life Insurance: In this contract, the insurer pays assured amount to a designated beneficiary only in the event of death of the consumer (Policy Holder).

Positive Part of Term Insurance – Premiums payable for these policies are very low which makes it more affordable than others.

Negative Part of Term Insurance – If the consumer (Policy Holder) survives the period of the policy, then he/she will not get any money at the end of the policy as it doesn’t carry any cash value. Moreover the premiums on these policies increases with age as risk factors increases too, which makes it difficult to afford for an individual whose age is over 55-60.

  • Permanent Life Insurance:
  1. Endowment Policy – Endowment plans pay out the sum assured in both the scenarios – Death or Survival
  2. Money Back Policy – It’s a life insurance product as well as an investment plan which ensures periodic returns as a percentage of the sum assured along with life insurance cover against death.
  3. Annuity/ Pension Policy – All the premiums which are paid gets invested till the maturity date and then it comes back to you as a regular & guaranteed income after retirement.
  4. Unit Linked Insurance Plan (ULIP) – It is a variant of traditional endowment plan, they pay out the sum assured or the investment portfolio if it’s higher on death or maturity. As the name suggests ULIP is linked to markets. There are many similarities between ULIP and Mutual Funds, ULIP is a combination of Investment and Insurance whereas Mutual Funds is a pure Investment.
  5. Whole Life Policy – These policy has no pre-defined tenure so individual enjoys the life cover throughout his life by paying premiums until his death upon which corpus is paid out to the family.

 

General Insurance:

 

  1. Fire Insurance
  2. Marine Insurance
  3. Accident Insurance

Why Insurance is MUST?

Every individual on this planet wants to secure his/her family by giving luxury and better lifestyle. I am pretty sure they will be able to give it to them till the time he/she is alive however life is very unpredictable one event is more than enough to make or break someone, what will happen if the earning person of the family or anyone in the family gets sick or suffering from critical illness or is not alive to give that lifestyle or luxury to his/her family anymore. In order to secure his/her family and their dependents by ensuring that irrespective whatever will be the situation in the future their family will have the same lifestyle along with good amount of cash to fulfil their financial needs, one should buy Life as well as Health Insurance Policies. Insurance products such as Unit Linked Plans help us to combat the impact of inflation on our financial goals by providing the option to invest in equity, which is known to deliver one of the best returns from all asset classes, over the long term. Ignoring inflation would result in our savings falling short of the estimated value of future goals, especially over the long term.

Why people fear to buy Insurance?

People don’t fear to buy Insurance, they fear from buying a wrong product as thousands of mis-selling has happened in India. Who wouldn’t want to insure himself to secure his/her family and loved ones. Every individual would buy the insurance if someone pitched the right product to the right person according to consumer’s needs. Don’t just sell for the heck of it, sell it for consumer’s betterment, considering their requirement and affordability. Now the next common fear is on which insurance company should we trust? No insurance company has duped consumer’s money or has been closed due to such activities till date. Every Insurance company follows IRDAI norms under which they serve their consumers. So there is nothing to worry about it.

How to choose the best insurance policy?

We at Servengers India does complete financial planning of each and every customer that helps our them to identify the best products in the market to meet their specific financial need. If you want someone to manage your funds or wants to make Investments in any Insurance company then please feel free to mail us at info@servengersindia.com or call us at +918080004200 as this is the place where you will get an opportunity to Compare & Buy along with the Post Sales Services for Lifetime with no additional cost.

Servengers India